TERMS OF USE

Clarity first. Decisions remain yours.

These terms describe the educational purpose and limitations of Lianest calculators, projections and personal-review requests.

Last updated: 29 July 2026

Educational platform

Lianest is a financial education and planning platform. It is not an insurance company, bank, investment fund or product provider. Results are educational estimates and are not personal financial, investment, tax or legal advice.

No quotation or guarantee

Coverage estimates, retirement targets, contribution forecasts and hypothetical values are not insurance quotations, official product illustrations, promises or guarantees. Actual premiums, charges, investment performance, eligibility and benefits depend on the provider, product and individual circumstances.

Your information and assumptions

Results depend on the information and assumptions entered. You are responsible for checking that they are reasonable and for obtaining advice from appropriately licensed professionals before making a financial decision.

Investment risk

Investment values can rise or fall, and losses are possible. Past or assumed growth does not predict future results. Inflation, taxes, withdrawals, currency movements, insurance costs and product charges may materially change actual outcomes.

Personal reviews

Submitting a request does not create an obligation to purchase a product. Any later recommendation, quotation or regulated service should be supported by the appropriate fact-finding, suitability, disclosure and provider documentation.

Intellectual property

Lianest, its original presentation, calculators, written content and #MarkXimize branding are owned by their respective rights holders. They may not be copied, resold or represented as another party’s work without permission.

Service availability

The service may be corrected, improved or temporarily unavailable. Lianest is not responsible for decisions made solely from an educational estimate or for interruptions outside its reasonable control.

Contact

Questions may be sent to markanthonyntan@yahoo.com.